TPL Car Insurance:

TPL Car Insurance is a leading provider of auto insurance in Pakistan.

Buy TPL Car Insurance - Affordable & Comprehensive Auto Coverage

Feel Safe on the Road with TPL Car Insurance

Owning a car is more than just a convenience; it’s a milestone for many in Pakistan. But with vehicle ownership comes the responsibility of ensuring your car is protected. TPL Car Insurance offers affordable, comprehensive insurance plans designed to keep you and your vehicle safe. Whether it’s protection from accidents, theft, or natural calamities, TPL has you covered.

Explore TPL Car Insurance Plans

Discover a range of car insurance plans tailored to meet your specific needs. TPL General Insurance ensures that you get the best value for your money with flexible plans designed to cover all aspects of car ownership.

TPL Car Insurance in Pakistan

TPL Comprehensive Car Coverage

Key Features:

  • Protection Against Own Damage:
    Coverage includes accidents, theft, fire, and natural disasters such as earthquakes and floods.

  • Third-Party Liability:
    Safeguard against legal liabilities from injury, death, or property damage to third parties due to an accident involving your insured vehicle.

  • Personal Accident Cover:
    Compensation for driver and passenger injuries or fatalities caused by an accident.

TPL’s comprehensive plan offers bumper-to-bumper protection with 100% coverage. Enjoy the peace of mind that comes with knowing that your car is fully protected, no matter the situation.

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TPL 5T Plan – Complete Coverage for Major Risks

  • Terrorism Coverage: Protection against damages caused by acts of terrorism.
  • Total Loss Coverage: Compensation in case of total loss due to severe accidents or other events.
  • Theft Coverage: Coverage for the theft of your vehicle.
  • Third-Party Liability: Safeguards against legal liabilities for injuries, fatalities, or property damage caused to third parties.
  • Tracker Services: Advanced vehicle tracking services to monitor your car’s location and ensure its safety.

TPL 3T Plan – Essential Protection at a Competitive Rate

  • Theft Coverage: Protects your vehicle against theft.
  • Third-Party Liability: Covers legal liabilities for injuries, fatalities, or property damage to third parties.
  • Tracker Services: Includes vehicle tracking solutions for real-time monitoring and safety.
  • Affordable Premium: Offers essential coverage at a competitive and budget-friendly rate.

TPL Secure T Plan – Coverage for Older Cars

  • Targeted Coverage: Specifically designed for cars from model year 2015 or earlier.
  • Protection Against Damage: Safeguards your older vehicle from damages due to accidents and other unforeseen events.
  • Loss Coverage: Provides financial compensation for loss of the vehicle.
  • Affordable Premium: Available at a competitive premium rate of 2.50%, ensuring excellent value for older car owners.
  • Comprehensive Protection: Ensures peace of mind for owners of older cars, allowing them to drive confidently.

Self-Insurance with TPL – Save on Premiums

  • Minor Damage Handling: Cover minor damages up to PKR 10,000 out of pocket.
  • Premium Discount: Enjoy a 25% discount on the gross premium for opting for self-insurance.
  • Cost-Effective Option: Reduces overall insurance costs while maintaining essential coverage.
  • Flexibility: Allows you to manage smaller claims, providing greater control over your insurance expenses.
  • Essential Protection: Ensures you still have comprehensive coverage for major incidents while saving on premiums.

Here’s a table summarizing the TPL Insurance Plans (5T, 3T, Secure T, and Self-Insurance):

Plan NameCoverage DetailsPremium RateIdeal For
TPL 5T Plan– Terrorism Coverage
– Total Loss Coverage
– Theft Coverage
– Third-Party Liability
– Tracker Services
CompetitiveVehicle owners looking to cover major risks
TPL 3T Plan– Theft Coverage
– Third-Party Liability
– Tracker Services
AffordableVehicle owners seeking basic yet effective protection
Secure T Plan– Protection Against Damage
– Loss Coverage
2.50%Owners of cars from model year 2015 or earlier
Self-Insurance– Handle damages up to PKR 10,000
– 25% Discount on Premium
Cost-EffectiveCost-conscious drivers managing minor damages

This table provides a clear comparison of each plan’s coverage, premium rates, and target audience.

TPL Trakker – Advanced Vehicle Tracking

TPL Trakker offers cutting-edge vehicle tracking solutions with a user-friendly app, perfect for families, businesses, or new drivers. Stay in control and monitor your vehicle’s location anytime, anywhere.

Features Include:

  • 24/7 Call Center
  • On-call Location
  • Battery Damage Alerts
  • Geo-Fencing Alerts (via SMS)
  • Anti-Jamming
  • Ignition ‘On’ Alert
  • Stolen Vehicle Recovery Services (SVR)
  • My Trakker App (Mobile & Web Access)
  • Trip and Movement Reports

Why Choose TPL Insurance?

TPL Insurance Limited (TPLI) has been a leading force in Pakistan’s insurtech sector for over 18 years. With strong alliances with top reinsurers and a reputation for providing innovative, tech-focused solutions, TPL Insurance offers an extensive array of products including auto, travel, health, property, and marine insurance.
When it comes to protecting your car, TPL Insurance stands out with its robust financial backing and comprehensive insurance packages tailored to meet the unique needs of drivers in Pakistan.

FAQs About TPL Car Insurance

What is covered under TPL’s Comprehensive Car Insurance?

TPL’s comprehensive car insurance covers accidents, theft, fire, natural disasters, third-party liability, and personal accident benefits for drivers and passengers.

What is the difference between 5T, 3T, and 2T plans?
  • The 5T Plan includes terrorism, total loss, theft, third-party liability, and tracker services.
  • The 3T Plan covers theft, third-party liability, and tracker services.
  • The 2T Plan provides basic coverage for third-party liability and theft at a competitive rate.
Does TPL Car Insurance cover older cars?

Yes, TPL offers the Secure T Plan, specifically designed to cover vehicles from 2015 or earlier, providing protection against damages and loss.

How does TPL Trakker work?

TPL Trakker is an advanced tracking solution that allows you to monitor your vehicle’s location, receive real-time alerts, and access detailed trip and movement reports through a mobile app or web portal.

What is Self-Insurance with TPL?

Self-Insurance allows you to cover minor damages (up to PKR 10,000) out-of-pocket while receiving a 25% discount on the gross premium, helping you save on insurance costs.

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