Protect Your Ride with Confidence
EFU Car Insurance—Comprehensive Protection for Every Vehicle
Protect Your Vehicle, Protect Your Future with EFU Car Insurance!
At EFU Car Insurance, we believe in making the road a safer place for you and your vehicle. With a range of car insurance plans designed to suit every budget and need, we provide protection from accidents, theft, natural disasters, and more.
EFU Comprehensive Car Coverage
Key Features:
- Protection Against Own Damage: We’ve got you covered for accidents, theft, fire, and even natural disasters like earthquakes and floods.
- Third-Party Liability: Safeguard yourself against legal liabilities arising from injuries, deaths, or property damage to third parties caused by accidents involving your insured vehicle.
- Personal Accident Cover: We extend our care to you and your passengers, providing compensation for injuries or fatalities resulting from accidents.
Experience the peace of mind that comes with comprehensive car coverage from EFU Insurance. Our plan offers bumper-to-bumper protection, ensuring your car is fully shielded against a wide range of risks.
EFU Elite Plan
This is our most comprehensive insurance plan, designed for drivers who want full protection for their vehicle and peace of mind on the road.
- Full Accident Coverage: Whether you’re involved in a minor fender-bender or a major collision, this plan covers damages to your vehicle.
- Theft & Fire Protection: In case your vehicle is stolen or damaged by fire, you are fully protected under this plan.
- Zero Depreciation Coverage: With this benefit, you will not face any depreciation deductions for parts replaced after an accident, ensuring you get the full value of your vehicle.
- Natural Calamities Coverage: This includes protection from damages caused by natural disasters like floods, storms, hurricanes, or earthquakes.
- Ideal For: Drivers looking for top-tier, all-encompassing protection, with the maximum level of coverage for any situation.
EFU Secure Plan
The Habib Secure Plan offers essential protection for those who want reliable coverage at a reasonable price.
- Theft Coverage: Protects your vehicle in case it is stolen.
- Third-Party Liability: This covers any damage or injury you cause to another person or their property during an accident.
- Fire Protection: Your vehicle is covered if it is damaged by fire, whether accidental or intentional.
- Ideal For: Vehicle owners seeking effective protection without the need for extras, perfect for those looking for basic security and peace of mind.
EFU Basic Plan
This is the most budget-friendly plan, offering minimum legal coverage at the lowest possible cost.
- Third-Party Liability Coverage: This is the legal requirement in Pakistan, covering damages to other people or their property in the event of an accident where you are at fault.
- Ideal For: Budget-conscious drivers who need to meet the legal insurance requirement but want to keep their premiums as low as possible.
Key Features and Benefits:
EFU Insurance Company Limited, a well-established insurance provider in Pakistan. It provides comprehensive coverage for your vehicle, protecting you against various risks and accidents.
- Comprehensive Coverage
- Customizable Plans
- Easy Claims Process
- 24/7 Customer Support
- Online Services
- Shariah-Compliant Takaful
- Private Car Insurance
- Commercial Vehicle Insurance
- No Claim Bonus
- Emergency Assistance
- Windscreen Replacement
- Temporary Transportation
- Cargo Insurance
Why Choose EFU Comprehensive Car Coverage?
EFU Insurance is a trusted name in the Pakistani insurance industry, offering a wide range of car insurance plans to protect your vehicle and provide you with peace of mind on the road. Here are some compelling reasons to choose EFU Car Insurance:
- 100% Coverage: Enjoy complete peace of mind knowing your car is protected from all angles.
- Tailored Plans: Our plans can be customized to meet your specific needs, ensuring you’re not paying for anything you don’t require.
- Efficient Claims Process: We understand that accidents can be stressful. Our efficient claims process ensures a smooth experience, minimizing your inconvenience.
- Trusted Reputation: Habib Insurance is a renowned name in the insurance industry, known for our reliability and customer satisfaction.
Frequently Asked Questions
You’ll need your vehicle registration, CNIC, and driver’s license. Our online application process makes it quick and easy.
Claims are usually processed within 7–10 working days. In cases of cashless claims at partner workshops, the process is even faster.
Yes, you can add family members as additional drivers on your policy. Just let us know when applying.
The No Claim Bonus is a discount applied to your renewal premium if you haven’t made any claims during your policy term. The longer you go without a claim, the higher your discount may be.
Yes, you can transfer your existing insurance policy to a new vehicle. Contact our support team to guide you through the process and make any necessary adjustments.
As long as the person driving has your permission and holds a valid driver’s license, they are generally covered under your policy. However, if you want specific drivers to be insured, you may add them as named drivers on your policy.
- Comprehensive Insurance covers damages to your own car, third-party liabilities, theft, and natural disasters.
- Third-Party Insurance only covers damages or injuries you cause to other people and their property. It does not cover any damages to your own vehicle.
Yes, you can cancel your policy at any time. We’ll guide you through the process and discuss any applicable refunds based on the policy terms and the length of coverage already used.
If your car is stolen, report the theft to the police immediately and obtain a copy of the police report. Then contact us as soon as possible to initiate the claims process.
Absolutely! We make it easy to switch policies. Contact our support team, and we’ll help you transfer your coverage to Adamjee with minimal hassle. We also offer discounts for customers switching from other insurers.