Protect Your Ride with Confidence

IGI Car Insurance: Affordable Protection for Your Vehicle

IGI Car Insurance Premiums: Compare and Save Today

Looking for affordable car insurance without compromising on coverage? IGI Car Insurance offers competitive premiums tailored to fit your budget. With a range of customizable options, you can choose a policy that meets your needs while enjoying excellent protection for your vehicle.

At insurance.net.pk, we make it easy to compare Shaheen’s premiums with other leading providers in Pakistan. Save time and money by finding the best deal in just a few clicks. Whether you need basic third-party coverage or a comprehensive plan, Shaheen has you covered.

IGI Car Insurance Plan: Comprehensive Protection for Every Driver

IGI Car Insurance is designed to provide complete peace of mind for car owners across Pakistan. With its flexible plans and extensive coverage, it’s a reliable choice for safeguarding your vehicle against accidents, theft, natural disasters, and third-party liabilities.

IGI Comprehensive Car Coverage

Key Features:

  • Protection Against Own Damage: We’ve got you covered for accidents, theft, fire, and even natural disasters like earthquakes and floods.
  • Third-Party Liability: Safeguard yourself against legal liabilities arising from injuries, deaths, or property damage to third parties caused by accidents involving your insured vehicle.
  • Personal Accident Cover: We extend our care to you and your passengers, providing compensation for injuries or fatalities resulting from accidents.
 

Experience the peace of mind that comes with comprehensive car coverage from IGI Insurance. Our plan offers bumper-to-bumper protection, ensuring your car is fully shielded against a wide range of risks.


IGI Comprehensive Plan

  • Coverage Details:
    – Full Accidental Damage Coverage
    – Theft & Fire Protection
    – Malicious Acts
    – Natural Disasters (Floods, Hurricanes, etc.)
    – Transit Risks (Air, Road, Rail, Waterways)
    – Third-Party Liability (Bodily Injury & Property Damage)
  • Premium Rate: Competitive
  • Ideal For: Drivers seeking complete and all-inclusive coverage to protect their vehicles against every major risk.

IGI Third-Party Liability Plan

  • Coverage Details:
    – Legal Liability for Third-Party Bodily Injury
    – Third-Party Property Damage
  • Premium Rate: Affordable
  • Ideal For: Vehicle owners who need basic coverage to comply with legal requirements and protect themselves from third-party claims.

IGI Commercial Vehicle Plan

  • Coverage Details:
    – Full Accidental Damage Coverage
    – Theft & Fire Protection
    – Malicious Acts
    – Natural Disasters Coverage
    – Third-Party Liability Coverage
  • Premium Rate: Customizable Rates
  • Ideal For: Business owners or individuals using vehicles for trade or commercial purposes who need extensive and customizable coverage.

IGI Personal Accident

  • Coverage Details:
    – Covers Injuries or Death of Driver and Passengers in Case of Accident
  • Premium Rate: Optional Add-On Rate
  • Ideal For: Drivers looking to enhance their existing coverage by protecting themselves and their passengers in the event of an accident.

IGI Transit Insurance

  • Coverage Details:
    – Protection Against Damage While Vehicle is in Transit (Air, Road, Rail, or Waterways)
  • Premium Rate: Affordable
  • Ideal For: Vehicle owners who are transporting their vehicles and need additional protection for transit-related risks.

Key Features and Benefits:

IGI Insurance Company Limited, a well-established insurance provider in Pakistan. It provides comprehensive coverage for your vehicle, protecting you against various risks and accidents.

  • Comprehensive Coverage 
  • Customizable Plans
  • Easy Claims Process
  • 24/7 Customer Support  
  • Online Services
  • Shariah-Compliant Takaful
  • Private Car Insurance
  • Commercial Vehicle Insurance
  • No Claim Bonus
  • Emergency Assistance
  • Windscreen Replacement
  • Temporary Transportation
  • Cargo Insurance

Why Choose IGI Comprehensive Car Coverage?

IGI Insurance is a trusted name in the Pakistani insurance industry, offering a wide range of car insurance plans to protect your vehicle and provide you with peace of mind on the road. Here are some compelling reasons to choose EFU Car Insurance:

  • 100% Coverage: Enjoy complete peace of mind knowing your car is protected from all angles.
  • Tailored Plans: Our plans can be customized to meet your specific needs, ensuring you’re not paying for anything you don’t require.
  • Efficient Claims Process: We understand that accidents can be stressful. Our efficient claims process ensures a smooth experience, minimizing your inconvenience.
  • Trusted Reputation: Habib Insurance is a renowned name in the insurance industry, known for our reliability and customer satisfaction.

Frequently Asked Questions

1. What documents are required to apply for car insurance?

You’ll need your vehicle registration, CNIC, and driver’s license. Our online application process makes it quick and easy.

2. How long does it take to process a claim?

Claims are usually processed within 7–10 working days. In cases of cashless claims at partner workshops, the process is even faster.

3. Can I add a family member to my policy?

Yes, you can add family members as additional drivers on your policy. Just let us know when applying.

4. What is a “No Claim Bonus” (NCB) and how does it work?

The No Claim Bonus is a discount applied to your renewal premium if you haven’t made any claims during your policy term. The longer you go without a claim, the higher your discount may be.

5. Can I transfer my car insurance to a new vehicle?

Yes, you can transfer your existing insurance policy to a new vehicle. Contact our support team to guide you through the process and make any necessary adjustments.

6. What happens if my car is insured but driven by someone else and an accident occurs?

As long as the person driving has your permission and holds a valid driver’s license, they are generally covered under your policy. However, if you want specific drivers to be insured, you may add them as named drivers on your policy.

7. What’s the difference between Comprehensive and Third-Party Insurance?
  • Comprehensive Insurance covers damages to your own car, third-party liabilities, theft, and natural disasters.
  • Third-Party Insurance only covers damages or injuries you cause to other people and their property. It does not cover any damages to your own vehicle.
8. Can I cancel my policy if I’m not satisfied?

Yes, you can cancel your policy at any time. We’ll guide you through the process and discuss any applicable refunds based on the policy terms and the length of coverage already used.

9. What should I do if my car is stolen?

If your car is stolen, report the theft to the police immediately and obtain a copy of the police report. Then contact us as soon as possible to initiate the claims process.

10. Can I switch my policy to Adamjee from another insurer?

Absolutely! We make it easy to switch policies. Contact our support team, and we’ll help you transfer your coverage to Adamjee with minimal hassle. We also offer discounts for customers switching from other insurers.